FINANOVIA
🏠 Home 📊 Brokerage 📈 Investment 🧮 Simulator 📞 Contact Quick request
✦ Tailored solutions since 2019

Your loan,
our solutions

Get financing tailored to your situation in minutes. APR from 2%, answer within 48h, no hidden fees.

15,000+
Clients financed
2%
APR from
48h
Guaranteed response
98%
Satisfaction
Express simulation
892 €
per month — €10,000 over 12 months
APR
3,0 %
Calculate my loan →
🛡️ Full protection

Secure your
future

Borrower, life, home and car insurance. Solid guarantees to protect you and your loved ones.

4
Insurance types
24/7
Support
100%
Online
A+
Security rating
Our coverage
🛡️ Death & disability Included
❤️ Life insurance From €15/month
🏡 Home insurance From €12/month
🚘 Comprehensive car From €40/month
Get a quote →
📈 Invest smartly

Grow
your capital

Investments, REITs, life insurance, ISA... Our experts guide you to maximize your returns.

8%
Average return
12+
Products available
€500
Min. investment
100%
Secure
Investment projection
Amount invested €10,000
Term 5 years
Estimated return 8%/year
Estimated final capital €14,693
Capital gain + €4,693
Invest now →
0
Clients financed
0
Loans granted
0
Satisfaction rate
0
Guaranteed response
What we do

Our financial solutions

From mortgage to life insurance, we cover all your financial needs with tailored solutions.

💳

Credit

Personal, mortgage, car, business. Competitive rates with APR from 2% and a response within 48h.

Discover →
🛡️

Insurance

Borrower, life, home, car. Protect what matters most with guarantees tailored to your profile.

Discover →
📊

Brokerage

We negotiate the best terms on your behalf with our banking and insurance partners.

Discover →
📈

Investment

REITs, life insurance, ISA, investments... Grow your savings with our investment solutions.

Discover →
Free tool

Simulate your loan in real time

Calculate your monthly payments instantly. No commitment, no registration.

€
From €500 to €1,000,000
mois
From 1 to 360 months (30 years)
€
Submit my application → Detailed simulation with table

Non-contractual simulation. Final rate based on your profile.

Estimated monthly payment
—
per month
APR —
Amount borrowed —
Term —
Total credit cost —
Total to repay —
Capital / interest split
■ Capital ■ Interest
Our commitments

Why choose FINANOVIA?

🚀

Response in 48h

We review your file within 48 business hours and send you a preliminary answer by email.

💸

Competitive rates

APR from 2% thanks to our network of banking partners. We negotiate the best terms for you.

🤝

360° support

A dedicated advisor follows you from A to Z, from the simulation to signing and fund release.

🔒

100% secure

Your data is encrypted and protected. We strictly comply with GDPR and banking regulations.

📱

100% online

Submit your file from your couch. No travel needed, everything is done online.

✅

No hidden fees

Our pricing is transparent. No hidden fees, no surprises. The total cost is shown from the simulation.

Pricing transparency

Current rates

Rates updated every month to guarantee you the best market conditions.

Loan typeTermAPRExample payment
Personal loan12–36 months5,9%from €86/month
Personal loan36–84 months3,0%from €142/month
Mortgage120–240 months2,4%from €892/month
Car loan12–72 months3,5%from €145/month
Business loan12–120 months2,0%from €230/month
Home improvement loan12–120 months3,2%from €97/month

* Rates for guidance only. Final APR determined based on your profile. A loan must be repaid and commits you.

Check your eligibility

Answer 3 questions and get a personalized pre-simulation in under 2 minutes.

💰 Monthly net income above €800
📋 Stable employment situation
✅ No credit blacklist record
Test my eligibility →
They trust us

What our clients say

★★★★★

"I got my €50,000 business loan in 3 days. The FINANOVIA team is responsive and professional. Highly recommend!"

M.
Marie D.
Business owner
★★★★★

"Thanks to FINANOVIA's brokerage, I saved €8,000 on my mortgage compared to my bank's offers. Exceptional."

J.
Jean-Pierre K.
Senior manager
★★★★★

"First car loan, I was nervous about the process. With FINANOVIA everything was clear and simple. Approved in 48h flat!"

F.
Fatou S.
Nurse
★★★★★

"The simulator is really powerful. I could compare several options before applying. Result: the best rate on the market."

A.
Ahmed B.
Shop owner
★★★★★

"Got a student loan with no guarantor! The included borrower insurance convinced me. Flawless service."

C.
Claire M.
Medical student
★★★★★

"REIT investment recommended by my FINANOVIA advisor. 7.5% return in the first year. More than satisfied."

P.
Pierre L.
Retiree
How it works

Get your loan in 4 steps

1
🧮

Simulate

Use our free simulator to estimate your payments and check your eligibility in 2 minutes.

2
📋

Apply

Fill out the online form in 10 minutes. No documents to send at this stage.

3
⚡

Get approved

Our team reviews your file and sends a preliminary answer within 48 business hours.

4
🎉

Enjoy

Once accepted, funds are transferred to your account within 5 business days max.

Frequently asked questions

Got questions?

How long does it take to get my loan? ▾
Our team responds within 48 business hours. Once your file is accepted, funds are transferred within 5 business days max.
What documents are required? ▾
For an initial request, no documents are required. Once your file is validated, we will ask for: ID, proof of income (last 3 payslips), and bank statements (3 months).
Can I apply with a fixed-term contract or as a freelancer? ▾
Yes. We review all profiles: permanent, fixed-term, temp, freelance, retired, student. Each file is assessed individually.
Are there any application fees? ▾
No. Applying and simulating are completely free. No fees are charged before funds are released.
How does brokerage work? ▾
As a broker, we compare offers from over 20 partner banks to find you the best rate. This service is generally included in our fees, charged only on success.
Can I repay early? ▾
Yes, early repayment is always possible. Penalties may apply depending on the contract, but they are capped by law (maximum 3% of the remaining capital).

Ready to make your project a reality?

Join over 15,000 clients who trust us. Free simulation, no commitment, answer within 48h.

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